CGEB Income Limits 2026-27: How Much You Get at Every Income
Maximum amounts and where they reach zero
| Family type | Maximum per year | Reduction starts above | Reaches zero at about |
|---|---|---|---|
| Single, no children | $679 | $46,432 | $60,012 |
| Couple, no children | $890 | $46,432 | $64,232 |
| 1 child (single parent or couple) | $1,124 | $46,432 | $68,912 |
| 2 children | $1,358 | $46,432 | $73,592 |
| 3 children | $1,592 | $46,432 | $78,272 |
| 4 children | $1,826 | $46,432 | $82,952 |
CGEB amount at each income level (July 2026 to June 2027)
Annual amounts. Divide by four for each quarterly payment. For one or more children the amount is the same for a single parent and for a couple.
| Family income (AFNI) | Single, no children | Couple, no children | 1 child | 2 children | 3 children | 4 children |
|---|---|---|---|---|---|---|
| $10,000 | $445.00 | $890.00 | $1,124.00 | $1,358.00 | $1,592.00 | $1,826.00 |
| $15,000 | $513.72 | $890.00 | $1,124.00 | $1,358.00 | $1,592.00 | $1,826.00 |
| $20,000 | $613.72 | $890.00 | $1,124.00 | $1,358.00 | $1,592.00 | $1,826.00 |
| $25,000 | $679.00 | $890.00 | $1,124.00 | $1,358.00 | $1,592.00 | $1,826.00 |
| $30,000 | $679.00 | $890.00 | $1,124.00 | $1,358.00 | $1,592.00 | $1,826.00 |
| $40,000 | $679.00 | $890.00 | $1,124.00 | $1,358.00 | $1,592.00 | $1,826.00 |
| $46,432 | $679.00 | $890.00 | $1,124.00 | $1,358.00 | $1,592.00 | $1,826.00 |
| $50,000 | $500.60 | $711.60 | $945.60 | $1,179.60 | $1,413.60 | $1,647.60 |
| $55,000 | $250.60 | $461.60 | $695.60 | $929.60 | $1,163.60 | $1,397.60 |
| $60,000 | $0.60 | $211.60 | $445.60 | $679.60 | $913.60 | $1,147.60 |
| $65,000 | $0.00 | $0.00 | $195.60 | $429.60 | $663.60 | $897.60 |
| $70,000 | $0.00 | $0.00 | $0.00 | $179.60 | $413.60 | $647.60 |
| $75,000 | $0.00 | $0.00 | $0.00 | $0.00 | $163.60 | $397.60 |
| $80,000 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $147.60 |
| $85,000 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
Worked examples
| Example | Annual CGEB | Per quarter | How it works |
|---|---|---|---|
| Single, no children, family income $15,000 | $513.72 | $128.43 | The single amount is still phasing in: $445 plus 2% of ($15,000 − $11,564) = $513.72. |
| Single, no children, family income $30,000 | $679.00 | $169.75 | Income is between the phase-in end and $46,432, so you get the full $679. |
| Single, no children, family income $55,000 | $250.60 | $62.65 | $679 − 5% of ($55,000 − $46,432) = $250.60. |
| Couple, no children, family income $60,000 | $211.60 | $52.90 | $890 − 5% of ($60,000 − $46,432) = $211.60. |
| Single parent with 2 children, family income $40,000 | $1,358.00 | $339.50 | $1,358 maximum and income is below $46,432, so no reduction. |
| Couple with 2 children, family income $55,000 | $929.60 | $232.40 | $1,358 − 5% of ($55,000 − $46,432) = $929.60. |
How income affects the benefit
- Below $11,564 (single, no children): you get the $445 base amount only; the extra single amount has not started to phase in.
- $11,564 to about $23,264 (single, no children): the benefit rises by 2 cents per dollar until it reaches $679.
- Up to $46,432: you receive the full maximum for your family type.
- Above $46,432: the benefit falls by 5 cents per dollar until it reaches zero.
Which income counts?
The CRA uses adjusted family net income from your 2025 return: line 23600 for you and your spouse or common-law partner, minus UCCB and RDSP income received, plus UCCB and RDSP amounts repaid. If you were not a resident for part of the year, your worldwide income for that period is included. The income is updated each July from your latest return.
Frequently asked questions
What is the income limit for the CGEB?
There is no single cut-off. The benefit starts to shrink when adjusted family net income passes $46,432 and reaches zero at about $60,012 for a single person, $64,232 for a couple without children, and between about $68,900 and $83,000 for families with one to four children.
At what income does the CGEB start to be reduced?
At $46,432 of adjusted family net income. Above that, the benefit falls by 5 cents for every extra dollar of income.
How much CGEB will I get at $50,000 of income?
A single person without children gets about $500.60 a year, a couple without children about $711.60, a family with one child about $945.60 and a family with two children about $1,179.60.
Why can a single person get more than $445?
Single people receive an additional $234 that phases in at 2% of income above $11,564. It is complete at about $23,264, which brings the maximum to $679.
Which tax return year sets my CGEB?
The 2025 return sets payments from July 2026 to June 2027. In July 2027 the CRA recalculates using your 2026 return.