GST/HST Credit (CGEB) Calculator 2026-27: How Much Will You Get?
CGEB calculator (July 2026 to June 2027)
The result is an estimate of the federal benefit only. For the exact amount, sign in to CRA My Account or use the CRA’s child and family benefits calculator.
How the CGEB is calculated
- Add the base amounts: $445 for you, $445 for a spouse or common-law partner, and $234 for each child under 19. A single person gets an additional $234, and the first child of a single parent counts as $445.
- Phase in the single amount: for a single person without children the additional $234 builds up at 2% of income above $11,564, so it is complete at about $23,264.
- Reduce for income: the total is cut by 5% of adjusted family net income above $46,432, and cannot go below zero.
CGEB amounts at common incomes
| Family income (AFNI) | Single, no children | Couple, no children | 1 child | 2 children |
|---|---|---|---|---|
| $20,000 | $613.72 | $890.00 | $1,124.00 | $1,358.00 |
| $30,000 | $679.00 | $890.00 | $1,124.00 | $1,358.00 |
| $40,000 | $679.00 | $890.00 | $1,124.00 | $1,358.00 |
| $50,000 | $500.60 | $711.60 | $945.60 | $1,179.60 |
| $55,000 | $250.60 | $461.60 | $695.60 | $929.60 |
| $60,000 | $0.60 | $211.60 | $445.60 | $679.60 |
| $65,000 | $0.00 | $0.00 | $195.60 | $429.60 |
| $70,000 | $0.00 | $0.00 | $0.00 | $179.60 |
| $80,000 | $0.00 | $0.00 | $0.00 | $0.00 |
Children amounts are the same for a single parent and a couple. Quarterly payments are the annual amount divided by four.
What income should I use?
Use your adjusted family net income from your 2025 tax return: line 23600 for you and your spouse or common-law partner, minus any UCCB and RDSP income received (lines 11700 and 12500), plus any UCCB and RDSP amounts repaid (lines 21300 and 23200). Your children’s income is not counted. If your income changed a lot, the CRA still uses the 2025 return until it recalculates in July 2027 from your 2026 return.
What this calculator does not include
- Provincial credits paid with the CGEB (see provincial credits).
- Shared custody, where each parent may receive half of the child amount.
- Changes in your situation that the CRA has not yet processed, such as a new child or a separation.
Frequently asked questions
How is the CGEB calculated?
The CRA adds up your base amounts: $445 for you, $445 for a spouse or common-law partner, $234 for each child under 19, plus an extra $234 for a single person. For a single person without children, that extra amount phases in at 2% of income above $11,564. The total is then reduced by 5% of adjusted family net income above $46,432.
Which income do I enter in the CGEB calculator?
Enter your adjusted family net income from your 2025 return: line 23600 for you plus your spouse or common-law partner, minus UCCB and RDSP income (lines 11700 and 12500), plus UCCB and RDSP amounts repaid (lines 21300 and 23200). A child’s income is not included.
Is this calculator the same as the CRA’s?
It uses the same published amounts and thresholds, and we tested it against the CRA payments chart for July 2026 to June 2027. The CRA’s own child and family benefits calculator or your CRA My Account remains the official source for your real payment.
Does the calculator include provincial credits?
No. It estimates only the federal benefit. Some provinces pay their own credits together with the CGEB; see our guide to provincial credits paid with the CGEB.
What if I share custody of a child?
Each eligible parent may receive half of the CGEB for that child. This calculator assumes a child lives with you full time, so your result will be higher than the CRA’s figure if you share custody.
Next steps
- When is my next payment? The next scheduled date is January 5, 2027.
- Am I eligible for the CGEB?
- My payment is missing or lower than expected
- Need to file? Use the Canadian income tax calculator on True North Taxes.